Part five from our free ebook “The Biggest Mistakes That Will Kill Your Case” deals with making sure you continue medical treatment after a car accident.
If your health care practitioners have
prescribed chiropractic treatment, physical therapy, massage therapy,
acupuncture, or any other continuous medical treatment, you must continue with
the prescribed treatments. Attend every
appointment. If the insurance adjuster
sees in your treatment history that you skipped appointments or worse had gaps
in your timeline of care, they will highlight those skipped appointments and
gaps. They will most likely claim that
either you were not as seriously injured, or that you were fully recovered. Additionally, with gaps in treatment, they
may claim that you may have experienced another injury unrelated to the
accident during your lapse, and may deny your claim or substantially reduce
your recovery amount.
Insurance adjusters are very cynical. They believe that if you are injured and you are prescribed treatment, injured people follow their medical provider’s directives and they try to get better. Insurance adjusters also believe that there are a lot of people out there who are malingering or exaggerating their conditions to get money. If they believe that you skipped treatment or missed appointments because you were not as injured as you claim, or because you are already recovered, they will not pay for those visits.