Do not settle your case before you have been discharged by your healthcare practitioners or before you feel that you are fully healed:
- Insurance companies will try to contact you as soon as possible to assess what your injuries and get you to settle before you may even know how serious or permanent your injuries may be. Once you agree to settle, they will have you sign a release that prohibits you from going back and claiming more for any further recovery.
- Make sure to report all of your injuries and pain to your health care practitioners. While you may assume a slight pain might just go away, it is better to be sure before settling your case.
People often wonder if it is a good idea to settle their case before they have been discharged by their healthcare providers.
The reason why this is not a good idea is because insurance companies try to get you to settle before you know how serious your injuries or if you agree to settle before you understand the extent of your injuries. It prevents you from going back in claiming any further damage. For example, if you settle before knowing that you need surgery and then your doctors tell you you need surgery as a result of the incident, but you’ve already settled your case, the insurance companies are not required to pay you anything additional, and this is very problematic. If you cannot afford the future medical care that you need, it is never a good idea to settle your case before you are fully healed.